loans
Personal Loan

Not a bank. Not a lending company and definitely not a cash loan app

LoansDito.com is your one-stop shop for loans, insurance and credit restoration services. We made everything as easy as possible for you to get the financial solutions and cash you need.

 

Personal Loan

Eligible Private and Government employees may apply for a non-collateral Personal Loan in terms of 12-36 months. A fast cash loan solution that can help you cover unexpected bills, payoff or paydown debts and at the same time help you save money and improve your credit score. Get your eligibility to apply for a loan pre-screening result in just 48 seconds. Let's get you started right NOW!

What is a Personal Loan?

A Personal Loan is either a secured or unsecured type of loan offered by different financial institutions to qualified borrowers. In most cases, unsecured in its form and it needs to be paid back in full by the end of the loan term. Repayment includes the interest rate as agreed upon by the lender and the borrower before the loan take out. A Personal loan is a great solution for immediate financial needs and can be used for different purposes.

Common Uses Of Loan

Personal Loan is a multi-purpose non-collateral loan solution with low interest and flexible repayment terms that you can use for family or personal expenses. It can be used for almost everything and anything. Here are the top uses of a personal loan:

  • Emergency situations
  • Hospitalization or medical expenses
  • Education or school expenses
  • Home improvement or home purchase
  • Purchase of a new appliance or gadget
  • Travel and leisure
  • Start-up capital for a business

Product Details

  • Minimum Loan Amount: Php 30,000
  • Maximum Loan Amount: Php 2,000,000
  • Payment Terms: 3 – 36 months
  • Processing Time: 7-10 Banking days
  • Monthly Amortization: Varies

Interest Rate

  • Monthly Add-On Rate*: Ranging from 1.39% to 1.79% accross all loan terms

**Rates are subject to change without prior notice

The interest rate varies from one financial institution to another. You can use our Personal Loan Calculator to find out the approximate monthly loan amortization of your desired loan amount. Choose among the loan terms or feel free to play with it to make comparison on the monthly amortization of each loan term.

Eligibility Requirements

  • Must be 21 – 50 years old Filipino citizen
  • Must be presently employed
  • Must be employed for at least 1 year with your current company
  • Must be receiving a monthly basic salary of:
    • Category 1: Php 15,000.00 – For Non-BPO NCR
    • Category 2: Php 12,000.00 – For Provincial
    • For BPO | Call Center Employees visit our BPO Loan page
  • With existing checking account or credit card (Preferred but not required)
  • With good credit history with no unpaid bank loans | easy cash loans and delinquent or closed credit card

Loan Requirements

  • Completely filled out and signed application form
  • Front and Back copy of valid company ID with signature
  • Front and Back copy of two (2) Valid Primary IDs
  • Latest one (1) month payslip
  • Latest Proof of Billing Statement
  • Latest 2 months credit card statement of account (If applicable)
Personal Loan Requirements

How To Apply

Here is an infographic instruction on how you can apply for a loan at Loans Dito. You also have the option to watch it via our Youtube channel. Please take note that we use Robotic Automation Process or RPA for our pre-screening process. Human intervention will only take place once you have completed all the necessary and required steps. Our system is designed to deactivate and delete all information and uploaded documents 10 days after you signed-up.

How To Apply For Personal Loan

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Disclosure: LoansDito.com is Marketing and Lead Generator portal of Clickerwayne Enterprise for loans offered by banks and financing companies in the Philippines and the United States. This website is directed at and made available to the People of the Philippines and the U.S. The name, logo, brands, and other trademarks featured or referred to within LoansDito.com are the property of their respective trademark owners. This website may be compensated through third party advertisers.